Call report 2020Q4
LUZERNE BANK — 2020Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 528,223,000 | USD | evidence → |
| Total loans | 360,395,000 | USD | evidence → |
| Allowance for loan losses | 4,513,000 | USD | evidence → |
| Securities available for sale | 31,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 451,681,000 | USD | evidence → |
| Interest-bearing deposits | 271,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 180,385,000 | USD | evidence → |
| Equity capital | 55,520,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,829,000 | USD | evidence → |
| Interest expense | 2,865,000 | USD | evidence → |
| Net interest income | 13,964,000 | USD | evidence → |
| Noninterest income | 1,831,000 | USD | evidence → |
| Noninterest expense | 10,171,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 5,149,000 | USD | evidence → |
| Income tax | 1,006,000 | USD | evidence → |
| Net income | 4,143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,206,000 | USD | evidence → |
| Total capital | 42,759,000 | USD | evidence → |
| Risk-weighted assets | 362,429,000 | USD | evidence → |