Call report 2019Q4
LUZERNE BANK — 2019Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,131,000 | USD | evidence → |
| Total loans | 347,032,000 | USD | evidence → |
| Allowance for loan losses | 3,998,000 | USD | evidence → |
| Securities available for sale | 30,375,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,260,000 | USD | evidence → |
| Interest-bearing deposits | 251,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 130,517,000 | USD | evidence → |
| Equity capital | 53,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,692,000 | USD | evidence → |
| Interest expense | 3,027,000 | USD | evidence → |
| Net interest income | 14,665,000 | USD | evidence → |
| Noninterest income | 1,004,000 | USD | evidence → |
| Noninterest expense | 10,485,000 | USD | evidence → |
| Provision for loan losses | 435,000 | USD | evidence → |
| Pretax income | 4,916,000 | USD | evidence → |
| Income tax | 971,000 | USD | evidence → |
| Net income | 3,945,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,340,000 | USD | evidence → |
| Total capital | 40,940,000 | USD | evidence → |
| Risk-weighted assets | 362,472,000 | USD | evidence → |