Call report 2015Q4
LUZERNE BANK — 2015Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,685,000 | USD | evidence → |
| Total loans | 276,558,000 | USD | evidence → |
| Allowance for loan losses | 2,691,000 | USD | evidence → |
| Securities available for sale | 28,061,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,036,000 | USD | evidence → |
| Interest-bearing deposits | 182,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,372,000 | USD | evidence → |
| Equity capital | 44,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,863,000 | USD | evidence → |
| Interest expense | 563,000 | USD | evidence → |
| Net interest income | 11,300,000 | USD | evidence → |
| Noninterest income | 2,334,000 | USD | evidence → |
| Noninterest expense | 9,264,000 | USD | evidence → |
| Provision for loan losses | 1,225,000 | USD | evidence → |
| Pretax income | 3,199,000 | USD | evidence → |
| Income tax | 930,000 | USD | evidence → |
| Net income | 2,269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,549,000 | USD | evidence → |
| Total capital | 33,274,000 | USD | evidence → |
| Risk-weighted assets | 286,688,000 | USD | evidence → |