Call report 2013Q4
LUZERNE BANK — 2013Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,345,000 | USD | evidence → |
| Total loans | 242,247,000 | USD | evidence → |
| Allowance for loan losses | 234,000 | USD | evidence → |
| Securities available for sale | 18,204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,570,000 | USD | evidence → |
| Interest-bearing deposits | 200,195,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,375,000 | USD | evidence → |
| Equity capital | 43,665,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,074,000 | USD | evidence → |
| Interest expense | 280,000 | USD | evidence → |
| Net interest income | 6,794,000 | USD | evidence → |
| Noninterest income | 1,413,000 | USD | evidence → |
| Noninterest expense | 6,135,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 485,000 | USD | evidence → |
| Net income | 1,145,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,884,000 | USD | evidence → |
| Total capital | 28,150,000 | USD | evidence → |
| Risk-weighted assets | 257,213,000 | USD | evidence → |