Call report 2012Q4
LUZERNE BANK — 2012Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 319,038,000 | USD | evidence → |
| Total loans | 244,406,000 | USD | evidence → |
| Allowance for loan losses | 3,060,000 | USD | evidence → |
| Securities available for sale | 20,700,000 | USD | evidence → |
| Securities held to maturity | 792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,424,000 | USD | evidence → |
| Interest-bearing deposits | 191,103,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,321,000 | USD | evidence → |
| Equity capital | 28,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,537,000 | USD | evidence → |
| Interest expense | 1,534,000 | USD | evidence → |
| Net interest income | 11,003,000 | USD | evidence → |
| Noninterest income | 1,956,000 | USD | evidence → |
| Noninterest expense | 8,534,000 | USD | evidence → |
| Provision for loan losses | 716,000 | USD | evidence → |
| Pretax income | 3,710,000 | USD | evidence → |
| Income tax | 1,064,000 | USD | evidence → |
| Net income | 2,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,324,000 | USD | evidence → |
| Total capital | 31,423,000 | USD | evidence → |
| Risk-weighted assets | 256,363,000 | USD | evidence → |