Call report 2007Q4
LUZERNE BANK — 2007Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 207,268,000 | USD | evidence → |
| Total loans | 145,611,000 | USD | evidence → |
| Allowance for loan losses | 1,459,000 | USD | evidence → |
| Securities available for sale | 33,183,000 | USD | evidence → |
| Securities held to maturity | 9,149,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,822,000 | USD | evidence → |
| Interest-bearing deposits | 136,961,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,861,000 | USD | evidence → |
| Equity capital | 20,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,995,000 | USD | evidence → |
| Interest expense | 3,938,000 | USD | evidence → |
| Net interest income | 7,057,000 | USD | evidence → |
| Noninterest income | 1,647,000 | USD | evidence → |
| Noninterest expense | 6,347,000 | USD | evidence → |
| Provision for loan losses | 321,000 | USD | evidence → |
| Pretax income | 2,037,000 | USD | evidence → |
| Income tax | 475,000 | USD | evidence → |
| Net income | 1,562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,025,000 | USD | evidence → |
| Total capital | 21,484,000 | USD | evidence → |
| Risk-weighted assets | 146,480,000 | USD | evidence → |