Call report 2007Q1
LUZERNE BANK — 2007Q1
The 22 measures LUZERNE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,452,000 | USD | evidence → |
| Total loans | 108,581,000 | USD | evidence → |
| Allowance for loan losses | 1,146,000 | USD | evidence → |
| Securities available for sale | 43,606,000 | USD | evidence → |
| Securities held to maturity | 11,263,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,064,000 | USD | evidence → |
| Interest-bearing deposits | 134,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,278,000 | USD | evidence → |
| Equity capital | 19,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,566,000 | USD | evidence → |
| Interest expense | 868,000 | USD | evidence → |
| Net interest income | 1,698,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 1,493,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 579,000 | USD | evidence → |
| Income tax | 140,000 | USD | evidence → |
| Net income | 439,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,275,000 | USD | evidence → |
| Total capital | 20,421,000 | USD | evidence → |
| Risk-weighted assets | 115,785,000 | USD | evidence → |