Call report 2005Q4
LUZERNE BANK — 2005Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,174,000 | USD | evidence → |
| Total loans | 97,423,000 | USD | evidence → |
| Allowance for loan losses | 1,472,000 | USD | evidence → |
| Securities available for sale | 44,777,000 | USD | evidence → |
| Securities held to maturity | 15,916,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,012,000 | USD | evidence → |
| Interest-bearing deposits | 123,236,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,776,000 | USD | evidence → |
| Equity capital | 16,646,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,189,000 | USD | evidence → |
| Interest expense | 2,351,000 | USD | evidence → |
| Net interest income | 6,838,000 | USD | evidence → |
| Noninterest income | 1,512,000 | USD | evidence → |
| Noninterest expense | 5,958,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,158,000 | USD | evidence → |
| Income tax | 523,000 | USD | evidence → |
| Net income | 1,635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,141,000 | USD | evidence → |
| Total capital | 18,431,000 | USD | evidence → |
| Risk-weighted assets | 103,030,000 | USD | evidence → |