Call report 2002Q4
LUZERNE BANK — 2002Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,846,000 | USD | evidence → |
| Total loans | 120,381,000 | USD | evidence → |
| Allowance for loan losses | 1,677,000 | USD | evidence → |
| Securities available for sale | 26,447,000 | USD | evidence → |
| Securities held to maturity | 6,626,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,813,000 | USD | evidence → |
| Interest-bearing deposits | 117,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,970,000 | USD | evidence → |
| Equity capital | 14,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,684,000 | USD | evidence → |
| Interest expense | 3,596,000 | USD | evidence → |
| Net interest income | 7,088,000 | USD | evidence → |
| Noninterest income | 1,321,000 | USD | evidence → |
| Noninterest expense | 5,768,000 | USD | evidence → |
| Provision for loan losses | 1,698,000 | USD | evidence → |
| Pretax income | 1,044,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,727,000 | USD | evidence → |
| Total capital | 15,230,000 | USD | evidence → |
| Risk-weighted assets | 120,073,000 | USD | evidence → |