Call reports 2025
FOX VALLEY SAVINGS BANK — 2025
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 373,260,000 | 376,542,000 | 385,080,000 | 388,373,000 |
| Total loans | 226,889,000 | 233,990,000 | 244,422,000 | 250,387,000 |
| Allowance for loan losses | 2,675,000 | 2,675,000 | 2,674,000 | 2,673,000 |
| Securities available for sale | 106,834,000 | 106,619,000 | 107,236,000 | 99,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,588,000 | 304,564,000 | 306,068,000 | 309,010,000 |
| Interest-bearing deposits | 286,068,000 | 283,742,000 | 285,330,000 | 286,215,000 |
| Noninterest-bearing deposits | 18,520,000 | 20,822,000 | 20,738,000 | 22,795,000 |
| Equity capital | 49,574,000 | 50,536,000 | 52,509,000 | 53,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,403,000 | 6,942,000 | 10,620,000 | 14,479,000 |
| Interest expense | 1,559,000 | 3,127,000 | 4,739,000 | 6,336,000 |
| Net interest income | 1,844,000 | 3,815,000 | 5,881,000 | 8,143,000 |
| Noninterest income | 473,000 | 985,000 | 1,571,000 | 2,159,000 |
| Noninterest expense | 2,537,000 | 5,044,000 | 7,532,000 | 10,180,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | -165,000 | -189,000 | -25,000 | 155,000 |
| Income tax | -143,000 | -244,000 | -290,000 | -345,000 |
| Net income | -22,000 | 55,000 | 265,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,697,000 | 59,774,000 | 59,984,000 | 60,018,000 |