Call reports 2024
FOX VALLEY SAVINGS BANK — 2024
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 367,646,000 | 373,209,000 | 379,914,000 | 378,171,000 |
| Total loans | 221,379,000 | 223,945,000 | 218,497,000 | 217,520,000 |
| Allowance for loan losses | 3,073,000 | 3,072,000 | 3,060,000 | 2,655,000 |
| Securities available for sale | 102,222,000 | 101,802,000 | 110,730,000 | 115,998,000 |
| Securities held to maturity | 8,025,000 | 7,945,000 | 7,866,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,359,000 | 300,369,000 | 299,375,000 | 304,317,000 |
| Interest-bearing deposits | 273,073,000 | 280,270,000 | 279,497,000 | 285,482,000 |
| Noninterest-bearing deposits | 21,286,000 | 20,099,000 | 19,878,000 | 18,835,000 |
| Equity capital | 49,815,000 | 48,901,000 | 51,612,000 | 49,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,468,000 | 9,850,000 | 13,365,000 |
| Interest expense | 1,521,000 | 3,110,000 | 4,784,000 | 6,456,000 |
| Net interest income | 1,671,000 | 3,358,000 | 5,066,000 | 6,909,000 |
| Noninterest income | 512,000 | 1,047,000 | 1,629,000 | 2,142,000 |
| Noninterest expense | 2,438,000 | 4,826,000 | 7,349,000 | 9,892,000 |
| Provision for loan losses | 106,000 | 106,000 | 106,000 | -269,000 |
| Pretax income | -408,000 | -574,000 | -807,000 | -1,073,000 |
| Income tax | -204,000 | -351,000 | -517,000 | -693,000 |
| Net income | -204,000 | -223,000 | -290,000 | -380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,824,000 | 60,805,000 | 60,738,000 | 59,730,000 |