Call reports 2023
FOX VALLEY SAVINGS BANK — 2023
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 389,194,000 | 374,425,000 | 368,634,000 | 373,589,000 |
| Total loans | 216,560,000 | 216,243,000 | 217,731,000 | 220,236,000 |
| Allowance for loan losses | 2,985,000 | 2,984,000 | 2,972,000 | 2,969,000 |
| Securities available for sale | 132,361,000 | 114,048,000 | 107,075,000 | 112,560,000 |
| Securities held to maturity | 9,847,000 | 8,997,000 | 8,898,000 | 8,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,908,000 | 297,656,000 | 295,294,000 | 291,663,000 |
| Interest-bearing deposits | 275,706,000 | 271,895,000 | 271,494,000 | 269,148,000 |
| Noninterest-bearing deposits | 22,202,000 | 25,761,000 | 23,800,000 | 22,515,000 |
| Equity capital | 50,297,000 | 49,090,000 | 45,124,000 | 50,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,195,000 | 9,359,000 | 12,542,000 |
| Interest expense | 709,000 | 1,766,000 | 3,019,000 | 4,415,000 |
| Net interest income | 2,428,000 | 4,429,000 | 6,340,000 | 8,127,000 |
| Noninterest income | 356,000 | 807,000 | 1,249,000 | 1,681,000 |
| Noninterest expense | 2,522,000 | 4,922,000 | 7,214,000 | 9,783,000 |
| Provision for loan losses | 0 | 0 | -10,000 | -10,000 |
| Pretax income | 507,000 | 544,000 | 605,000 | 255,000 |
| Income tax | 33,000 | -53,000 | -132,000 | -325,000 |
| Net income | 474,000 | 597,000 | 737,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,922,000 | 61,045,000 | 61,184,000 | 61,028,000 |