Call reports 2022
FOX VALLEY SAVINGS BANK — 2022
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,760,000 | 402,424,000 | 395,800,000 | 394,538,000 |
| Total loans | 215,443,000 | 224,119,000 | 222,153,000 | 215,538,000 |
| Allowance for loan losses | 3,060,000 | 3,058,000 | 3,056,000 | 3,054,000 |
| Securities available for sale | 144,070,000 | 140,565,000 | 134,268,000 | 137,894,000 |
| Securities held to maturity | 13,539,000 | 11,444,000 | 11,146,000 | 10,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,916,000 | 329,535,000 | 323,165,000 | 305,912,000 |
| Interest-bearing deposits | 311,590,000 | 308,169,000 | 299,591,000 | 282,518,000 |
| Noninterest-bearing deposits | 21,326,000 | 21,366,000 | 23,574,000 | 23,394,000 |
| Equity capital | 52,155,000 | 47,877,000 | 43,922,000 | 48,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,739,000 | 8,775,000 | 11,898,000 |
| Interest expense | 285,000 | 579,000 | 910,000 | 1,317,000 |
| Net interest income | 2,566,000 | 5,160,000 | 7,865,000 | 10,581,000 |
| Noninterest income | 414,000 | 866,000 | 1,247,000 | 1,690,000 |
| Noninterest expense | 2,255,000 | 4,518,000 | 6,863,000 | 9,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 897,000 | 1,680,000 | 2,421,000 | 3,042,000 |
| Income tax | 118,000 | 208,000 | 283,000 | 324,000 |
| Net income | 779,000 | 1,472,000 | 2,138,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,102,000 | 59,795,000 | 60,462,000 | 60,668,000 |