Call reports 2021
FOX VALLEY SAVINGS BANK — 2021
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 389,171,000 | 395,900,000 | 405,547,000 | 414,508,000 |
| Total loans | 212,467,000 | 214,312,000 | 219,340,000 | 215,499,000 |
| Allowance for loan losses | 3,056,000 | 3,077,000 | 3,069,000 | 3,067,000 |
| Securities available for sale | 125,820,000 | 138,867,000 | 142,522,000 | 155,396,000 |
| Securities held to maturity | 17,202,000 | 15,315,000 | 14,837,000 | 13,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,768,000 | 314,176,000 | 323,977,000 | 331,811,000 |
| Interest-bearing deposits | 287,563,000 | 293,697,000 | 301,052,000 | 310,121,000 |
| Noninterest-bearing deposits | 22,205,000 | 20,479,000 | 22,925,000 | 21,690,000 |
| Equity capital | 58,524,000 | 59,840,000 | 59,973,000 | 60,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,660,000 | 8,514,000 | 11,396,000 |
| Interest expense | 365,000 | 677,000 | 969,000 | 1,260,000 |
| Net interest income | 2,449,000 | 4,983,000 | 7,545,000 | 10,136,000 |
| Noninterest income | 1,081,000 | 1,781,000 | 2,519,000 | 3,387,000 |
| Noninterest expense | 2,309,000 | 4,614,000 | 6,927,000 | 9,355,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,603,000 | 2,532,000 | 3,519,000 | 4,550,000 |
| Income tax | 327,000 | 465,000 | 615,000 | 786,000 |
| Net income | 1,276,000 | 2,067,000 | 2,904,000 | 3,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,835,000 | 56,626,000 | 57,463,000 | 58,323,000 |