Call reports 2020
FOX VALLEY SAVINGS BANK — 2020
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 361,000,000 | 370,212,000 | 377,541,000 | 384,306,000 |
| Total loans | 191,324,000 | 204,632,000 | 215,500,000 | 217,206,000 |
| Allowance for loan losses | 2,744,000 | 2,771,000 | 2,903,000 | 2,983,000 |
| Securities available for sale | 116,140,000 | 116,836,000 | 118,945,000 | 122,637,000 |
| Securities held to maturity | 20,029,000 | 19,762,000 | 18,778,000 | 18,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,955,000 | 286,945,000 | 292,657,000 | 298,075,000 |
| Interest-bearing deposits | 261,488,000 | 270,458,000 | 272,423,000 | 279,247,000 |
| Noninterest-bearing deposits | 16,467,000 | 16,487,000 | 20,234,000 | 18,828,000 |
| Equity capital | 54,673,000 | 56,420,000 | 57,516,000 | 58,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,645,000 | 8,530,000 | 11,537,000 |
| Interest expense | 754,000 | 1,462,000 | 1,986,000 | 2,414,000 |
| Net interest income | 2,097,000 | 4,183,000 | 6,544,000 | 9,123,000 |
| Noninterest income | 693,000 | 1,765,000 | 3,024,000 | 4,147,000 |
| Noninterest expense | 2,240,000 | 4,433,000 | 6,799,000 | 9,228,000 |
| Provision for loan losses | 0 | 75,000 | 250,000 | 327,000 |
| Pretax income | 562,000 | 1,499,000 | 2,578,000 | 3,785,000 |
| Income tax | 75,000 | 245,000 | 439,000 | 661,000 |
| Net income | 487,000 | 1,254,000 | 2,139,000 | 3,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,922,000 | 52,689,000 | 53,573,000 | 54,559,000 |