Call reports 2019
FOX VALLEY SAVINGS BANK — 2019
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 348,513,000 | 346,768,000 | 341,477,000 | 340,497,000 |
| Total loans | 192,045,000 | 184,299,000 | 183,315,000 | 179,308,000 |
| Allowance for loan losses | 2,697,000 | 2,717,000 | 2,719,000 | 2,743,000 |
| Securities available for sale | 106,093,000 | 108,215,000 | 111,811,000 | 112,567,000 |
| Securities held to maturity | 22,377,000 | 22,129,000 | 21,688,000 | 21,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,290,000 | 279,779,000 | 279,172,000 | 277,609,000 |
| Interest-bearing deposits | 259,270,000 | 261,220,000 | 259,948,000 | 261,352,000 |
| Noninterest-bearing deposits | 16,020,000 | 18,559,000 | 19,224,000 | 16,257,000 |
| Equity capital | 50,358,000 | 51,895,000 | 52,916,000 | 53,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,058,000 | 6,115,000 | 9,090,000 | 11,966,000 |
| Interest expense | 724,000 | 1,477,000 | 2,241,000 | 2,946,000 |
| Net interest income | 2,334,000 | 4,638,000 | 6,849,000 | 9,020,000 |
| Noninterest income | 393,000 | 920,000 | 1,558,000 | 2,293,000 |
| Noninterest expense | 1,928,000 | 3,892,000 | 5,993,000 | 8,237,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 295,000 |
| Pretax income | 799,000 | 1,645,000 | 2,393,000 | 3,182,000 |
| Income tax | 156,000 | 325,000 | 466,000 | 589,000 |
| Net income | 643,000 | 1,320,000 | 1,927,000 | 2,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,660,000 | 50,337,000 | 50,944,000 | 51,610,000 |
| Total capital | 52,357,000 | 53,054,000 | 53,661,000 | 54,353,000 |
| Risk-weighted assets | 260,702,000 | 251,639,000 | 244,859,000 | 253,696,000 |