Call reports 2018
FOX VALLEY SAVINGS BANK — 2018
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 334,010,000 | 342,345,000 | 351,244,000 | 348,395,000 |
| Total loans | 182,168,000 | 188,581,000 | 196,746,000 | 195,755,000 |
| Allowance for loan losses | 2,739,000 | 2,739,000 | 2,729,000 | 2,716,000 |
| Securities available for sale | 99,407,000 | 100,393,000 | 99,411,000 | 104,988,000 |
| Securities held to maturity | 23,781,000 | 23,522,000 | 23,262,000 | 22,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,662,000 | 270,372,000 | 276,669,000 | 275,724,000 |
| Interest-bearing deposits | 254,798,000 | 254,481,000 | 258,861,000 | 260,064,000 |
| Noninterest-bearing deposits | 13,864,000 | 15,891,000 | 17,808,000 | 15,660,000 |
| Equity capital | 46,028,000 | 46,490,000 | 46,869,000 | 48,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,247,000 | 8,106,000 | 11,125,000 |
| Interest expense | 426,000 | 924,000 | 1,521,000 | 2,202,000 |
| Net interest income | 2,122,000 | 4,323,000 | 6,585,000 | 8,923,000 |
| Noninterest income | 529,000 | 975,000 | 1,446,000 | 1,931,000 |
| Noninterest expense | 1,781,000 | 3,627,000 | 5,444,000 | 7,340,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 3,000 |
| Pretax income | 876,000 | 1,677,000 | 2,592,000 | 3,422,000 |
| Income tax | 194,000 | 370,000 | 589,000 | 750,000 |
| Net income | 682,000 | 1,307,000 | 2,003,000 | 2,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,012,000 | 47,637,000 | 48,333,000 | 49,017,000 |
| Total capital | 49,751,000 | 50,376,000 | 51,062,000 | 51,733,000 |
| Risk-weighted assets | 239,053,000 | 251,507,000 | 257,854,000 | 256,580,000 |