Call reports 2017
FOX VALLEY SAVINGS BANK — 2017
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 332,217,000 | 335,612,000 | 336,552,000 | 331,712,000 |
| Total loans | 180,341,000 | 183,295,000 | 181,117,000 | 174,853,000 |
| Allowance for loan losses | 3,029,000 | 3,008,000 | 2,675,000 | 2,739,000 |
| Securities available for sale | 98,702,000 | 100,152,000 | 100,949,000 | 98,974,000 |
| Securities held to maturity | 25,866,000 | 25,253,000 | 24,501,000 | 24,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,025,000 | 269,499,000 | 270,990,000 | 269,223,000 |
| Interest-bearing deposits | 250,982,000 | 255,978,000 | 256,250,000 | 255,725,000 |
| Noninterest-bearing deposits | 11,043,000 | 13,521,000 | 14,740,000 | 13,498,000 |
| Equity capital | 45,057,000 | 45,767,000 | 46,136,000 | 46,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 4,964,000 | 7,514,000 | 10,070,000 |
| Interest expense | 357,000 | 723,000 | 1,112,000 | 1,513,000 |
| Net interest income | 2,080,000 | 4,241,000 | 6,402,000 | 8,557,000 |
| Noninterest income | 367,000 | 831,000 | 1,235,000 | 1,644,000 |
| Noninterest expense | 1,826,000 | 3,704,000 | 5,540,000 | 7,313,000 |
| Provision for loan losses | 160,000 | 340,000 | 522,000 | 642,000 |
| Pretax income | 542,000 | 1,109,000 | 1,656,000 | 2,327,000 |
| Income tax | 142,000 | 273,000 | 402,000 | 680,000 |
| Net income | 400,000 | 836,000 | 1,254,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,071,000 | 45,502,000 | 45,920,000 | 46,330,000 |
| Total capital | 47,976,000 | 48,471,000 | 48,595,000 | 49,069,000 |
| Risk-weighted assets | 232,269,000 | 237,443,000 | 234,764,000 | 230,722,000 |