Call reports 2016
FOX VALLEY SAVINGS BANK — 2016
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,427,000 | 314,586,000 | 320,555,000 | 331,018,000 |
| Total loans | 156,136,000 | 163,134,000 | 168,241,000 | 179,202,000 |
| Allowance for loan losses | 3,154,000 | 3,025,000 | 3,050,000 | 2,869,000 |
| Securities available for sale | 101,318,000 | 99,025,000 | 98,832,000 | 96,698,000 |
| Securities held to maturity | 22,666,000 | 26,334,000 | 26,593,000 | 26,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,362,000 | 258,561,000 | 263,665,000 | 259,166,000 |
| Interest-bearing deposits | 246,618,000 | 247,436,000 | 250,146,000 | 249,493,000 |
| Noninterest-bearing deposits | 9,744,000 | 11,125,000 | 13,519,000 | 9,673,000 |
| Equity capital | 43,960,000 | 44,683,000 | 45,354,000 | 44,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,489,000 | 6,814,000 | 9,194,000 |
| Interest expense | 313,000 | 625,000 | 950,000 | 1,289,000 |
| Net interest income | 1,916,000 | 3,864,000 | 5,864,000 | 7,905,000 |
| Noninterest income | 383,000 | 902,000 | 1,574,000 | 2,117,000 |
| Noninterest expense | 1,730,000 | 3,445,000 | 5,100,000 | 6,968,000 |
| Provision for loan losses | 33,000 | 64,000 | 94,000 | 164,000 |
| Pretax income | 576,000 | 1,297,000 | 2,284,000 | 2,930,000 |
| Income tax | 165,000 | 380,000 | 698,000 | 866,000 |
| Net income | 411,000 | 917,000 | 1,586,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,013,000 | 43,520,000 | 44,189,000 | 44,666,000 |
| Total capital | 45,524,000 | 46,152,000 | 46,896,000 | 47,535,000 |
| Risk-weighted assets | 200,233,000 | 210,151,000 | 216,274,000 | 231,519,000 |