Call reports 2014
FOX VALLEY SAVINGS BANK — 2014
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 300,180,000 | 302,856,000 | 305,002,000 | 304,805,000 |
| Total loans | 149,778,000 | 151,822,000 | 153,676,000 | 154,996,000 |
| Allowance for loan losses | 3,482,000 | 3,458,000 | 3,474,000 | 3,194,000 |
| Securities available for sale | 110,119,000 | 111,264,000 | 106,683,000 | 105,689,000 |
| Securities held to maturity | 11,554,000 | 11,725,000 | 13,915,000 | 13,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,726,000 | 254,825,000 | 255,808,000 | 249,402,000 |
| Interest-bearing deposits | 245,535,000 | 246,316,000 | 245,274,000 | 241,675,000 |
| Noninterest-bearing deposits | 6,191,000 | 8,509,000 | 10,534,000 | 7,727,000 |
| Equity capital | 40,247,000 | 40,973,000 | 41,365,000 | 41,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,408,000 | 6,814,000 | 9,096,000 |
| Interest expense | 362,000 | 715,000 | 1,055,000 | 1,387,000 |
| Net interest income | 1,823,000 | 3,693,000 | 5,759,000 | 7,709,000 |
| Noninterest income | 305,000 | 620,000 | 941,000 | 1,455,000 |
| Noninterest expense | 1,643,000 | 3,289,000 | 4,933,000 | 6,687,000 |
| Provision for loan losses | 30,000 | 61,000 | 92,000 | 205,000 |
| Pretax income | 455,000 | 963,000 | 1,675,000 | 2,272,000 |
| Income tax | 117,000 | 256,000 | 472,000 | 644,000 |
| Net income | 338,000 | 707,000 | 1,203,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,524,000 | 39,627,000 | 40,058,000 | 40,820,000 |
| Total capital | 41,403,000 | 41,641,000 | 42,112,000 | 42,925,000 |
| Risk-weighted assets | 156,309,000 | 159,670,000 | 162,929,000 | 167,324,000 |