Call reports 2013
FOX VALLEY SAVINGS BANK — 2013
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 301,461,000 | 301,639,000 | 299,527,000 | 301,653,000 |
| Total loans | 156,894,000 | 156,233,000 | 150,903,000 | 148,743,000 |
| Allowance for loan losses | 4,349,000 | 4,172,000 | 3,871,000 | 3,853,000 |
| Securities available for sale | 110,756,000 | 104,760,000 | 105,510,000 | 108,841,000 |
| Securities held to maturity | 0 | 6,364,000 | 7,240,000 | 9,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,725,000 | 259,997,000 | 258,281,000 | 253,492,000 |
| Interest-bearing deposits | 254,483,000 | 253,091,000 | 250,615,000 | 247,616,000 |
| Noninterest-bearing deposits | 5,242,000 | 6,906,000 | 7,666,000 | 5,876,000 |
| Equity capital | 40,132,000 | 39,801,000 | 39,483,000 | 39,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,551,000 | 6,772,000 | 8,981,000 |
| Interest expense | 493,000 | 918,000 | 1,316,000 | 1,698,000 |
| Net interest income | 1,809,000 | 3,633,000 | 5,456,000 | 7,283,000 |
| Noninterest income | 333,000 | 833,000 | 1,290,000 | 1,717,000 |
| Noninterest expense | 1,568,000 | 3,211,000 | 4,827,000 | 6,615,000 |
| Provision for loan losses | 75,000 | 151,000 | 256,000 | 359,000 |
| Pretax income | 659,000 | 1,301,000 | 1,860,000 | 2,223,000 |
| Income tax | 197,000 | 382,000 | 533,000 | 605,000 |
| Net income | 462,000 | 919,000 | 1,327,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,995,000 | 37,912,000 | 37,913,000 | 38,497,000 |
| Total capital | 40,021,000 | 39,941,000 | 39,883,000 | 40,440,000 |
| Risk-weighted assets | 159,732,000 | 160,178,000 | 155,700,000 | 153,491,000 |