Call reports 2012
FOX VALLEY SAVINGS BANK — 2012
What FOX VALLEY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,309,000 | 312,314,000 | 307,203,000 | 302,499,000 |
| Total loans | 160,730,000 | 163,402,000 | 167,142,000 | 157,351,000 |
| Allowance for loan losses | 4,309,000 | 4,008,000 | 4,021,000 | 4,344,000 |
| Securities available for sale | 118,982,000 | 115,582,000 | 108,363,000 | 112,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,418,000 | 271,298,000 | 265,291,000 | 260,493,000 |
| Interest-bearing deposits | 264,924,000 | 264,239,000 | 258,454,000 | 256,099,000 |
| Noninterest-bearing deposits | 5,494,000 | 7,059,000 | 6,837,000 | 4,394,000 |
| Equity capital | 38,591,000 | 39,024,000 | 39,787,000 | 39,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,527,000 | 8,245,000 | 10,647,000 |
| Interest expense | 952,000 | 1,843,000 | 2,581,000 | 3,168,000 |
| Net interest income | 1,841,000 | 3,684,000 | 5,664,000 | 7,479,000 |
| Noninterest income | 716,000 | 1,259,000 | 2,173,000 | 3,007,000 |
| Noninterest expense | 1,801,000 | 3,595,000 | 5,264,000 | 6,923,000 |
| Provision for loan losses | 300,000 | 500,000 | 752,000 | 1,053,000 |
| Pretax income | 456,000 | 848,000 | 1,821,000 | 2,547,000 |
| Income tax | 126,000 | 225,000 | 555,000 | 761,000 |
| Net income | 330,000 | 623,000 | 1,266,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,835,000 | 36,216,000 | 36,875,000 | 37,553,000 |
| Total capital | 37,691,000 | 38,363,000 | 39,107,000 | 39,626,000 |
| Risk-weighted assets | 169,286,000 | 169,862,000 | 176,786,000 | 165,788,000 |