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Call reports 2007

LIBERTYBANK — 2007

What LIBERTYBANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5770d760-71f7-4bb3-b6dd-62ceece79db2/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets908,382,000930,230,000928,600,000943,812,000
Total loans837,676,000851,301,000857,617,000869,128,000
Allowance for loan losses10,077,00010,486,00010,817,00012,300,000
Securities available for sale32,256,00031,089,00031,279,00033,079,000
Securities held to maturity0000
Trading assets0000
Total deposits747,229,000771,145,000771,421,000755,916,000
Interest-bearing deposits685,310,000699,034,000707,778,000684,652,000
Noninterest-bearing deposits61,919,00072,111,00063,643,00071,264,000
Equity capital72,562,00075,239,00078,137,00080,375,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income19,731,00040,626,00061,377,00081,699,000
Interest expense8,757,00017,808,00026,855,00035,619,000
Net interest income10,974,00022,818,00034,522,00046,080,000
Noninterest income863,0001,920,0002,910,0003,876,000
Noninterest expense6,337,00012,909,00019,870,00026,313,000
Provision for loan losses761,0001,826,0002,755,0005,336,000
Pretax income4,739,00010,003,00014,807,00018,307,000
Income tax1,849,0003,902,0005,893,0007,271,000
Net income2,890,0006,101,0008,914,00011,036,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital72,672,00075,524,00078,219,00080,222,000
Total capital87,979,00091,126,00093,858,00096,122,000
Risk-weighted assets826,973,000848,021,000850,718,000870,411,000

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