Call reports 2017
PINNACLE BANK SIOUX CITY — 2017
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,459,000 | 67,965,000 | 151,185,000 | 71,120,000 |
| Total loans | 38,508,000 | 39,421,000 | 37,210,000 | 39,464,000 |
| Allowance for loan losses | 786,000 | 795,000 | 809,000 | 816,000 |
| Securities available for sale | 26,599,000 | 23,574,000 | 23,884,000 | 25,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,189,000 | 55,944,000 | 139,952,000 | 60,030,000 |
| Interest-bearing deposits | 44,721,000 | 42,771,000 | 122,364,000 | 41,391,000 |
| Noninterest-bearing deposits | 12,468,000 | 13,173,000 | 17,588,000 | 18,639,000 |
| Equity capital | 10,757,000 | 11,028,000 | 11,131,000 | 11,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,125,000 | 1,655,000 | 2,225,000 |
| Interest expense | 52,000 | 103,000 | 156,000 | 210,000 |
| Net interest income | 532,000 | 1,022,000 | 1,499,000 | 2,015,000 |
| Noninterest income | 69,000 | 149,000 | 224,000 | 288,000 |
| Noninterest expense | 426,000 | 826,000 | 1,261,000 | 1,677,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 155,000 | 325,000 | 442,000 | 606,000 |
| Income tax | 11,000 | 20,000 | 31,000 | 39,000 |
| Net income | 144,000 | 305,000 | 411,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,859,000 | 11,020,000 | 11,126,000 | 11,232,000 |
| Total capital | 11,342,000 | 11,507,000 | 11,586,000 | 11,711,000 |
| Risk-weighted assets | 38,358,000 | 38,612,000 | 36,420,000 | 38,001,000 |