Call reports 2016
PINNACLE BANK SIOUX CITY — 2016
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,918,000 | 74,837,000 | 70,208,000 | 72,633,000 |
| Total loans | 43,407,000 | 42,699,000 | 42,502,000 | 40,784,000 |
| Allowance for loan losses | 778,000 | 793,000 | 810,000 | 842,000 |
| Securities available for sale | 21,775,000 | 21,506,000 | 21,415,000 | 23,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,262,000 | 63,940,000 | 59,327,000 | 62,036,000 |
| Interest-bearing deposits | 47,884,000 | 46,330,000 | 45,700,000 | 47,082,000 |
| Noninterest-bearing deposits | 14,378,000 | 17,610,000 | 13,627,000 | 14,954,000 |
| Equity capital | 10,563,000 | 10,780,000 | 10,746,000 | 10,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,189,000 | 1,736,000 | 2,289,000 |
| Interest expense | 55,000 | 107,000 | 161,000 | 213,000 |
| Net interest income | 536,000 | 1,082,000 | 1,575,000 | 2,076,000 |
| Noninterest income | 69,000 | 137,000 | 210,000 | 279,000 |
| Noninterest expense | 480,000 | 997,000 | 1,473,000 | 1,860,000 |
| Provision for loan losses | 21,000 | 51,000 | 81,000 | 111,000 |
| Pretax income | 104,000 | 171,000 | 231,000 | 384,000 |
| Income tax | -30,000 | -26,000 | -20,000 | -14,000 |
| Net income | 134,000 | 197,000 | 251,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,451,000 | 10,514,000 | 10,569,000 | 10,715,000 |
| Total capital | 10,985,000 | 11,039,000 | 11,083,000 | 11,228,000 |
| Risk-weighted assets | 42,488,000 | 41,699,000 | 40,853,000 | 40,705,000 |