Call reports 2015
PINNACLE BANK SIOUX CITY — 2015
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,343,000 | 78,998,000 | 75,259,000 | 75,457,000 |
| Total loans | 52,498,000 | 47,713,000 | 47,179,000 | 44,809,000 |
| Allowance for loan losses | 912,000 | 1,020,000 | 1,048,000 | 789,000 |
| Securities available for sale | 20,599,000 | 22,494,000 | 22,486,000 | 21,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,920,000 | 68,618,000 | 61,863,000 | 65,125,000 |
| Interest-bearing deposits | 55,473,000 | 52,535,000 | 49,120,000 | 49,203,000 |
| Noninterest-bearing deposits | 12,447,000 | 16,083,000 | 12,743,000 | 15,922,000 |
| Equity capital | 10,304,000 | 10,262,000 | 10,450,000 | 10,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,371,000 | 2,005,000 | 2,629,000 |
| Interest expense | 70,000 | 138,000 | 197,000 | 254,000 |
| Net interest income | 629,000 | 1,233,000 | 1,808,000 | 2,375,000 |
| Noninterest income | 75,000 | 156,000 | 231,000 | 297,000 |
| Noninterest expense | 515,000 | 1,003,000 | 1,503,000 | 1,989,000 |
| Provision for loan losses | 45,000 | 140,000 | 215,000 | 465,000 |
| Pretax income | 144,000 | 246,000 | 321,000 | 218,000 |
| Income tax | 14,000 | 25,000 | 37,000 | 49,000 |
| Net income | 130,000 | 221,000 | 284,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,278,000 | 10,369,000 | 10,432,000 | 10,317,000 |
| Total capital | 10,891,000 | 10,944,000 | 11,018,000 | 10,861,000 |
| Risk-weighted assets | 48,719,000 | 45,516,000 | 46,399,000 | 43,248,000 |