Call reports 2014
PINNACLE BANK SIOUX CITY — 2014
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,662,000 | 79,788,000 | 79,847,000 | 78,754,000 |
| Total loans | 54,970,000 | 54,507,000 | 54,742,000 | 54,143,000 |
| Allowance for loan losses | 908,000 | 908,000 | 908,000 | 869,000 |
| Securities available for sale | 15,534,000 | 17,644,000 | 19,180,000 | 18,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,290,000 | 70,151,000 | 66,478,000 | 68,369,000 |
| Interest-bearing deposits | 57,850,000 | 56,265,000 | 54,225,000 | 55,140,000 |
| Noninterest-bearing deposits | 11,440,000 | 13,886,000 | 12,253,000 | 13,229,000 |
| Equity capital | 9,267,000 | 9,508,000 | 9,774,000 | 10,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,443,000 | 2,202,000 | 2,935,000 |
| Interest expense | 81,000 | 158,000 | 232,000 | 304,000 |
| Net interest income | 630,000 | 1,285,000 | 1,970,000 | 2,631,000 |
| Noninterest income | 57,000 | 123,000 | 232,000 | 321,000 |
| Noninterest expense | 496,000 | 993,000 | 1,480,000 | 1,963,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 50,000 |
| Pretax income | 171,000 | 395,000 | 702,000 | 939,000 |
| Income tax | -16,000 | -8,000 | 3,000 | 22,000 |
| Net income | 187,000 | 403,000 | 699,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,417,000 | 9,633,000 | 9,930,000 | 10,148,000 |
| Total capital | 10,046,000 | 10,268,000 | 10,566,000 | 10,766,000 |
| Risk-weighted assets | 50,060,000 | 50,539,000 | 50,600,000 | 49,223,000 |