Call reports 2013
PINNACLE BANK SIOUX CITY — 2013
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,780,000 | 76,681,000 | 75,060,000 | 75,476,000 |
| Total loans | 55,561,000 | 57,190,000 | 56,066,000 | 53,306,000 |
| Allowance for loan losses | 791,000 | 851,000 | 894,000 | 889,000 |
| Securities available for sale | 13,952,000 | 14,449,000 | 13,974,000 | 13,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,276,000 | 62,183,000 | 64,672,000 | 66,261,000 |
| Interest-bearing deposits | 52,589,000 | 52,134,000 | 55,242,000 | 56,522,000 |
| Noninterest-bearing deposits | 10,687,000 | 10,049,000 | 9,430,000 | 9,739,000 |
| Equity capital | 9,089,000 | 8,814,000 | 8,982,000 | 9,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,534,000 | 2,297,000 | 3,023,000 |
| Interest expense | 83,000 | 157,000 | 240,000 | 323,000 |
| Net interest income | 695,000 | 1,377,000 | 2,057,000 | 2,700,000 |
| Noninterest income | -88,000 | -138,000 | -88,000 | -21,000 |
| Noninterest expense | 506,000 | 975,000 | 1,490,000 | 1,998,000 |
| Provision for loan losses | 60,000 | 120,000 | 179,000 | 240,000 |
| Pretax income | 41,000 | 144,000 | 300,000 | 441,000 |
| Income tax | -20,000 | 1,000 | 14,000 | 27,000 |
| Net income | 61,000 | 143,000 | 286,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,977,000 | 9,059,000 | 9,201,000 | 9,330,000 |
| Total capital | 9,631,000 | 9,714,000 | 9,836,000 | 9,934,000 |
| Risk-weighted assets | 52,190,000 | 52,215,000 | 50,577,000 | 48,051,000 |