Call reports 2012
PINNACLE BANK SIOUX CITY — 2012
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,916,000 | 77,394,000 | 77,065,000 | 74,305,000 |
| Total loans | 55,161,000 | 55,335,000 | 55,819,000 | 57,637,000 |
| Allowance for loan losses | 753,000 | 798,000 | 840,000 | 731,000 |
| Securities available for sale | 13,831,000 | 16,171,000 | 17,288,000 | 11,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,443,000 | 68,705,000 | 67,295,000 | 63,528,000 |
| Interest-bearing deposits | 59,186,000 | 56,931,000 | 55,858,000 | 53,062,000 |
| Noninterest-bearing deposits | 10,257,000 | 11,774,000 | 11,437,000 | 10,466,000 |
| Equity capital | 8,383,000 | 8,523,000 | 8,912,000 | 9,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,661,000 | 2,495,000 | 3,319,000 |
| Interest expense | 115,000 | 227,000 | 336,000 | 431,000 |
| Net interest income | 713,000 | 1,434,000 | 2,159,000 | 2,888,000 |
| Noninterest income | 57,000 | 82,000 | 216,000 | 198,000 |
| Noninterest expense | 518,000 | 1,070,000 | 1,534,000 | 2,003,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 207,000 | 356,000 | 706,000 | 1,068,000 |
| Income tax | -31,000 | -11,000 | 9,000 | 28,000 |
| Net income | 238,000 | 367,000 | 697,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,113,000 | 8,243,000 | 8,573,000 | 8,916,000 |
| Total capital | 8,744,000 | 8,869,000 | 9,213,000 | 9,572,000 |
| Risk-weighted assets | 50,352,000 | 49,901,000 | 51,036,000 | 52,395,000 |