Call reports 2011
PINNACLE BANK SIOUX CITY — 2011
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,713,000 | 64,138,000 | 67,824,000 | 69,871,000 |
| Total loans | 51,572,000 | 50,885,000 | 52,301,000 | 55,737,000 |
| Allowance for loan losses | 873,000 | 886,000 | 782,000 | 808,000 |
| Securities available for sale | 10,739,000 | 10,665,000 | 9,681,000 | 10,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,324,000 | 55,624,000 | 59,724,000 | 61,574,000 |
| Interest-bearing deposits | 46,033,000 | 46,151,000 | 50,165,000 | 51,400,000 |
| Noninterest-bearing deposits | 10,291,000 | 9,473,000 | 9,559,000 | 10,174,000 |
| Equity capital | 7,243,000 | 7,666,000 | 7,921,000 | 8,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,612,000 | 2,432,000 | 3,264,000 |
| Interest expense | 134,000 | 261,000 | 392,000 | 526,000 |
| Net interest income | 674,000 | 1,351,000 | 2,040,000 | 2,738,000 |
| Noninterest income | 49,000 | 108,000 | 183,000 | 244,000 |
| Noninterest expense | 377,000 | 772,000 | 1,241,000 | 1,689,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 175,000 |
| Pretax income | 306,000 | 602,000 | 852,000 | 1,118,000 |
| Income tax | 42,000 | 62,000 | 82,000 | 102,000 |
| Net income | 264,000 | 540,000 | 770,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,400,000 | 7,629,000 | 7,876,000 |
| Total capital | 7,666,000 | 7,964,000 | 8,218,000 | 8,508,000 |
| Risk-weighted assets | 43,027,000 | 44,796,000 | 46,908,000 | 50,362,000 |