Call reports 2010
PINNACLE BANK SIOUX CITY — 2010
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,642,000 | 58,671,000 | 62,012,000 | 63,603,000 |
| Total loans | 45,448,000 | 46,027,000 | 49,380,000 | 51,254,000 |
| Allowance for loan losses | 781,000 | 818,000 | 818,000 | 833,000 |
| Securities available for sale | 10,372,000 | 10,456,000 | 11,492,000 | 11,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,292,000 | 51,748,000 | 52,138,000 | 54,371,000 |
| Interest-bearing deposits | 40,517,000 | 42,798,000 | 43,747,000 | 44,910,000 |
| Noninterest-bearing deposits | 7,775,000 | 8,950,000 | 8,391,000 | 9,461,000 |
| Equity capital | 6,360,000 | 6,783,000 | 6,753,000 | 6,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,523,000 | 2,345,000 | 3,193,000 |
| Interest expense | 143,000 | 293,000 | 441,000 | 583,000 |
| Net interest income | 602,000 | 1,230,000 | 1,904,000 | 2,610,000 |
| Noninterest income | 77,000 | 144,000 | 218,000 | 280,000 |
| Noninterest expense | 337,000 | 663,000 | 998,000 | 1,349,000 |
| Provision for loan losses | 50,000 | 87,000 | 87,000 | 102,000 |
| Pretax income | 292,000 | 625,000 | 1,040,000 | 1,442,000 |
| Income tax | 5,000 | 9,000 | 21,000 | 45,000 |
| Net income | 287,000 | 616,000 | 1,019,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,250,000 | 6,578,000 | 6,482,000 | 6,860,000 |
| Total capital | 6,752,000 | 7,087,000 | 7,002,000 | 7,401,000 |
| Risk-weighted assets | 39,856,000 | 40,375,000 | 41,316,000 | 42,995,000 |