Call reports 2009
PINNACLE BANK SIOUX CITY — 2009
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,363,000 | 52,846,000 | 54,962,000 | 54,191,000 |
| Total loans | 40,527,000 | 40,718,000 | 42,527,000 | 43,700,000 |
| Allowance for loan losses | 579,000 | 605,000 | 656,000 | 731,000 |
| Securities available for sale | 12,236,000 | 11,500,000 | 11,553,000 | 9,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,936,000 | 46,431,000 | 44,432,000 | 46,077,000 |
| Interest-bearing deposits | 40,727,000 | 39,411,000 | 37,038,000 | 37,651,000 |
| Noninterest-bearing deposits | 6,209,000 | 7,020,000 | 7,394,000 | 8,426,000 |
| Equity capital | 5,350,000 | 5,524,000 | 5,877,000 | 6,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,415,000 | 2,164,000 | 2,934,000 |
| Interest expense | 243,000 | 462,000 | 632,000 | 789,000 |
| Net interest income | 448,000 | 953,000 | 1,532,000 | 2,145,000 |
| Noninterest income | 56,000 | 117,000 | 174,000 | 227,000 |
| Noninterest expense | 312,000 | 634,000 | 946,000 | 1,265,000 |
| Provision for loan losses | 28,000 | 67,000 | 118,000 | 193,000 |
| Pretax income | 165,000 | 370,000 | 643,000 | 915,000 |
| Income tax | 9,000 | 25,000 | 39,000 | 55,000 |
| Net income | 156,000 | 345,000 | 604,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,260,000 | 5,448,000 | 5,707,000 | 5,962,000 |
| Total capital | 5,726,000 | 5,948,000 | 6,177,000 | 6,436,000 |
| Risk-weighted assets | 37,138,000 | 39,915,000 | 37,402,000 | 37,697,000 |