Call reports 2006
PINNACLE BANK SIOUX CITY — 2006
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,628,000 | 42,120,000 | 42,142,000 | 42,424,000 |
| Total loans | 29,003,000 | 29,180,000 | 31,097,000 | 31,490,000 |
| Allowance for loan losses | 368,000 | 402,000 | 367,000 | 360,000 |
| Securities available for sale | 8,518,000 | 11,662,000 | 9,723,000 | 9,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,712,000 | 34,378,000 | 36,226,000 | 36,726,000 |
| Interest-bearing deposits | 28,323,000 | 27,896,000 | 30,330,000 | 29,758,000 |
| Noninterest-bearing deposits | 6,389,000 | 6,482,000 | 5,896,000 | 6,968,000 |
| Equity capital | 3,682,000 | 3,745,000 | 3,811,000 | 3,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,206,000 | 1,886,000 | 2,553,000 |
| Interest expense | 183,000 | 394,000 | 661,000 | 929,000 |
| Net interest income | 400,000 | 812,000 | 1,225,000 | 1,624,000 |
| Noninterest income | 55,000 | 112,000 | 193,000 | 250,000 |
| Noninterest expense | 287,000 | 552,000 | 821,000 | 1,064,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 126,000 | 308,000 | 514,000 | 706,000 |
| Income tax | 6,000 | 15,000 | 26,000 | 35,000 |
| Net income | 120,000 | 293,000 | 488,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,722,000 | 3,895,000 | 3,790,000 | 3,973,000 |
| Total capital | 4,042,000 | 4,229,000 | 4,148,000 | 4,331,000 |
| Risk-weighted assets | 25,517,000 | 26,660,000 | 28,661,000 | 28,645,000 |