Call reports 2003
PINNACLE BANK SIOUX CITY — 2003
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,151,000 | 36,365,000 | 35,238,000 | 34,714,000 |
| Total loans | 16,522,000 | 17,091,000 | 18,458,000 | 18,482,000 |
| Allowance for loan losses | 296,000 | 296,000 | 294,000 | 294,000 |
| Securities available for sale | 13,987,000 | 13,866,000 | 14,063,000 | 12,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,736,000 | 33,048,000 | 31,911,000 | 31,286,000 |
| Interest-bearing deposits | 26,481,000 | 26,168,000 | 25,853,000 | 25,067,000 |
| Noninterest-bearing deposits | 6,255,000 | 6,880,000 | 6,058,000 | 6,219,000 |
| Equity capital | 3,259,000 | 3,162,000 | 3,200,000 | 3,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 927,000 | 1,388,000 | 1,845,000 |
| Interest expense | 135,000 | 262,000 | 372,000 | 474,000 |
| Net interest income | 326,000 | 665,000 | 1,016,000 | 1,371,000 |
| Noninterest income | 50,000 | 108,000 | 160,000 | 219,000 |
| Noninterest expense | 237,000 | 481,000 | 719,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 292,000 | 457,000 | 653,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 32,000 |
| Net income | 132,000 | 277,000 | 434,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,883,000 | 2,798,000 | 2,955,000 | 3,142,000 |
| Total capital | 3,179,000 | 3,094,000 | 3,249,000 | 3,436,000 |
| Risk-weighted assets | 24,626,000 | 25,495,000 | 24,647,000 | 24,841,000 |