Call reports 2002
PINNACLE BANK SIOUX CITY — 2002
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,815,000 | 34,328,000 | 34,813,000 | 35,641,000 |
| Total loans | 16,737,000 | 16,947,000 | 16,911,000 | 15,675,000 |
| Allowance for loan losses | 296,000 | 296,000 | 295,000 | 295,000 |
| Securities available for sale | 11,769,000 | 12,273,000 | 12,469,000 | 13,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,490,000 | 30,919,000 | 31,191,000 | 32,266,000 |
| Interest-bearing deposits | 25,051,000 | 25,321,000 | 25,121,000 | 25,978,000 |
| Noninterest-bearing deposits | 5,439,000 | 5,598,000 | 6,070,000 | 6,288,000 |
| Equity capital | 3,162,000 | 3,233,000 | 3,437,000 | 3,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,064,000 | 1,585,000 | 2,093,000 |
| Interest expense | 181,000 | 350,000 | 500,000 | 645,000 |
| Net interest income | 358,000 | 714,000 | 1,085,000 | 1,448,000 |
| Noninterest income | 42,000 | 86,000 | 131,000 | 184,000 |
| Noninterest expense | 231,000 | 459,000 | 690,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 340,000 | 525,000 | 695,000 |
| Income tax | 9,000 | 17,000 | 27,000 | 36,000 |
| Net income | 159,000 | 323,000 | 498,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,851,000 | 2,816,000 | 2,990,000 | 2,751,000 |
| Total capital | 3,144,000 | 3,112,000 | 3,285,000 | 3,046,000 |
| Risk-weighted assets | 23,471,000 | 23,670,000 | 23,634,000 | 24,090,000 |