Call reports 2001
PINNACLE BANK SIOUX CITY — 2001
What PINNACLE BANK SIOUX CITY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,363,000 | 32,820,000 | 32,766,000 | 34,212,000 |
| Total loans | 16,519,000 | 16,637,000 | 16,999,000 | 17,658,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 296,000 |
| Securities available for sale | 13,452,000 | 13,470,000 | 12,900,000 | 11,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,981,000 | 29,337,000 | 29,097,000 | 30,468,000 |
| Interest-bearing deposits | 24,497,000 | 23,075,000 | 22,938,000 | 23,879,000 |
| Noninterest-bearing deposits | 6,484,000 | 6,262,000 | 6,159,000 | 6,589,000 |
| Equity capital | 3,205,000 | 3,279,000 | 3,486,000 | 3,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,194,000 | 1,762,000 | 2,334,000 |
| Interest expense | 250,000 | 488,000 | 702,000 | 890,000 |
| Net interest income | 352,000 | 706,000 | 1,060,000 | 1,444,000 |
| Noninterest income | 43,000 | 84,000 | 123,000 | 172,000 |
| Noninterest expense | 224,000 | 457,000 | 676,000 | 944,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 333,000 | 507,000 | 672,000 |
| Income tax | 9,000 | 18,000 | 25,000 | 34,000 |
| Net income | 162,000 | 315,000 | 482,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,966,000 | 2,969,000 | 3,036,000 | 3,192,000 |
| Total capital | 3,223,000 | 3,227,000 | 3,320,000 | 3,488,000 |
| Risk-weighted assets | 20,491,000 | 20,592,000 | 22,671,000 | 24,551,000 |