Call reports 2008
COMMUNITY BANK, DESTIN — 2008
What COMMUNITY BANK, DESTIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,110,000 | 39,014,000 | 40,674,000 | 46,121,000 |
| Total loans | 17,836,000 | 22,114,000 | 26,183,000 | 23,787,000 |
| Allowance for loan losses | 225,000 | 240,000 | 295,000 | 449,000 |
| Securities available for sale | 7,914,000 | 5,574,000 | 4,544,000 | 5,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,231,000 | 28,311,000 | 30,281,000 | 36,376,000 |
| Interest-bearing deposits | 26,613,000 | 25,487,000 | 28,736,000 | 34,176,000 |
| Noninterest-bearing deposits | 1,618,000 | 2,824,000 | 1,545,000 | 2,200,000 |
| Equity capital | 10,637,000 | 10,348,000 | 10,067,000 | 9,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 885,000 | 1,301,000 | 1,688,000 |
| Interest expense | 251,000 | 497,000 | 731,000 | 978,000 |
| Net interest income | 188,000 | 388,000 | 570,000 | 710,000 |
| Noninterest income | 9,000 | 30,000 | 45,000 | 63,000 |
| Noninterest expense | 536,000 | 1,093,000 | 1,671,000 | 2,288,000 |
| Provision for loan losses | 0 | 15,000 | 70,000 | 491,000 |
| Pretax income | -339,000 | -690,000 | -1,126,000 | -2,006,000 |
| Income tax | -122,000 | -239,000 | -396,000 | -681,000 |
| Net income | -217,000 | -451,000 | -730,000 | -1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,144,000 | 10,306,000 | 10,042,000 | 9,491,000 |
| Total capital | 10,369,000 | 10,546,000 | 10,337,000 | 9,922,000 |
| Risk-weighted assets | 25,318,000 | 29,919,000 | 35,305,000 | 34,434,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK, DESTIN — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.