Call reports 2007
COMMUNITY BANK, DESTIN — 2007
What COMMUNITY BANK, DESTIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 12,069,000 | 34,581,000 | 34,659,000 |
| Total loans | 7,256,000 | 16,971,000 | 16,540,000 |
| Allowance for loan losses | 73,000 | 175,000 | 225,000 |
| Securities available for sale | 0 | 4,516,000 | 9,092,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 657,000 | 23,440,000 | 23,729,000 |
| Interest-bearing deposits | 648,000 | 2,893,000 | 22,031,000 |
| Noninterest-bearing deposits | 9,000 | 20,547,000 | 1,698,000 |
| Equity capital | 11,403,000 | 10,968,000 | 10,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 55,000 | 462,000 | 965,000 |
| Interest expense | 1,000 | 190,000 | 524,000 |
| Net interest income | 54,000 | 272,000 | 441,000 |
| Noninterest income | 0 | 3,000 | 14,000 |
| Noninterest expense | 98,000 | 659,000 | 1,363,000 |
| Provision for loan losses | 73,000 | 175,000 | 225,000 |
| Pretax income | -117,000 | -559,000 | -1,133,000 |
| Income tax | 0 | 0 | -324,000 |
| Net income | -117,000 | -559,000 | -809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 11,403,000 | 10,961,000 | 10,457,000 |
| Total capital | 11,476,000 | 11,136,000 | 10,682,000 |
| Risk-weighted assets | 8,331,000 | 23,314,000 | 22,981,000 |