Call reports 2016
NORTHEAST SECURITY BANK — 2016
What NORTHEAST SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,691,000 | 139,221,000 | 140,386,000 | 150,141,000 |
| Total loans | 90,847,000 | 93,247,000 | 93,181,000 | 98,346,000 |
| Allowance for loan losses | 1,406,000 | 1,429,000 | 1,428,000 | 1,451,000 |
| Securities available for sale | 33,680,000 | 31,573,000 | 29,008,000 | 32,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,269,000 | 108,593,000 | 107,821,000 | 112,433,000 |
| Interest-bearing deposits | 89,113,000 | 89,084,000 | 87,460,000 | 90,327,000 |
| Noninterest-bearing deposits | 20,156,000 | 19,509,000 | 20,361,000 | 22,106,000 |
| Equity capital | 17,255,000 | 17,777,000 | 18,130,000 | 17,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,778,000 | 4,175,000 | 5,579,000 |
| Interest expense | 216,000 | 441,000 | 660,000 | 884,000 |
| Net interest income | 1,155,000 | 2,337,000 | 3,515,000 | 4,695,000 |
| Noninterest income | 158,000 | 292,000 | 467,000 | 620,000 |
| Noninterest expense | 719,000 | 1,408,000 | 2,098,000 | 2,821,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 572,000 | 1,179,000 | 1,821,000 | 2,409,000 |
| Income tax | 178,000 | 370,000 | 577,000 | 762,000 |
| Net income | 394,000 | 809,000 | 1,244,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,925,000 | 15,350,000 | 15,796,000 | 16,209,000 |
| Total capital | 16,212,000 | 16,652,000 | 17,096,000 | 17,599,000 |
| Risk-weighted assets | 102,770,000 | 104,028,000 | 103,855,000 | 111,154,000 |