Call reports 2015
NORTHEAST SECURITY BANK — 2015
What NORTHEAST SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,899,000 | 130,037,000 | 126,787,000 | 138,932,000 |
| Total loans | 84,039,000 | 86,535,000 | 85,869,000 | 86,369,000 |
| Allowance for loan losses | 1,302,000 | 1,324,000 | 1,354,000 | 1,384,000 |
| Securities available for sale | 34,261,000 | 33,774,000 | 31,331,000 | 34,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,249,000 | 98,795,000 | 95,788,000 | 107,829,000 |
| Interest-bearing deposits | 80,231,000 | 80,610,000 | 77,495,000 | 86,323,000 |
| Noninterest-bearing deposits | 18,018,000 | 18,185,000 | 18,293,000 | 21,506,000 |
| Equity capital | 16,395,000 | 16,195,000 | 16,873,000 | 17,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,665,000 | 4,008,000 | 5,333,000 |
| Interest expense | 206,000 | 416,000 | 617,000 | 833,000 |
| Net interest income | 1,113,000 | 2,249,000 | 3,391,000 | 4,500,000 |
| Noninterest income | 138,000 | 269,000 | 404,000 | 517,000 |
| Noninterest expense | 664,000 | 1,299,000 | 1,937,000 | 2,647,000 |
| Provision for loan losses | 23,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 564,000 | 1,174,000 | 1,788,000 | 2,270,000 |
| Income tax | 175,000 | 369,000 | 567,000 | 712,000 |
| Net income | 389,000 | 805,000 | 1,221,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,610,000 | 13,900,000 | 14,298,000 | 14,615,000 |
| Total capital | 14,805,000 | 15,120,000 | 15,497,000 | 15,861,000 |
| Risk-weighted assets | 95,567,000 | 97,496,000 | 95,717,000 | 99,503,000 |