Call reports 2014
NORTHEAST SECURITY BANK — 2014
What NORTHEAST SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,572,000 | 126,151,000 | 123,498,000 | 135,171,000 |
| Total loans | 79,493,000 | 79,961,000 | 79,895,000 | 84,030,000 |
| Allowance for loan losses | 1,211,000 | 1,234,000 | 1,256,000 | 1,279,000 |
| Securities available for sale | 33,899,000 | 33,514,000 | 33,655,000 | 34,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,670,000 | 98,841,000 | 93,989,000 | 106,398,000 |
| Interest-bearing deposits | 77,811,000 | 77,001,000 | 75,537,000 | 85,942,000 |
| Noninterest-bearing deposits | 20,859,000 | 21,840,000 | 18,452,000 | 20,456,000 |
| Equity capital | 14,227,000 | 14,988,000 | 15,436,000 | 16,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,620,000 | 3,946,000 | 5,256,000 |
| Interest expense | 211,000 | 421,000 | 633,000 | 844,000 |
| Net interest income | 1,101,000 | 2,199,000 | 3,313,000 | 4,412,000 |
| Noninterest income | 71,000 | 163,000 | 310,000 | 445,000 |
| Noninterest expense | 648,000 | 1,275,000 | 1,891,000 | 2,544,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 499,000 | 1,039,000 | 1,662,000 | 2,220,000 |
| Income tax | 150,000 | 315,000 | 512,000 | 685,000 |
| Net income | 349,000 | 724,000 | 1,150,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,959,000 | 13,341,000 | 13,706,000 | 14,094,000 |
| Total capital | 14,087,000 | 14,471,000 | 14,820,000 | 15,313,000 |
| Risk-weighted assets | 90,134,000 | 90,289,000 | 88,952,000 | 97,447,000 |