Call reports 2013
NORTHEAST SECURITY BANK — 2013
What NORTHEAST SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,941,000 | 126,551,000 | 122,907,000 | 126,857,000 |
| Total loans | 70,141,000 | 70,947,000 | 72,104,000 | 77,639,000 |
| Allowance for loan losses | 1,097,000 | 1,128,000 | 1,158,000 | 1,189,000 |
| Securities available for sale | 46,972,000 | 42,848,000 | 33,485,000 | 34,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,390,000 | 101,157,000 | 98,240,000 | 99,580,000 |
| Interest-bearing deposits | 77,237,000 | 79,365,000 | 76,725,000 | 76,688,000 |
| Noninterest-bearing deposits | 22,154,000 | 21,792,000 | 21,515,000 | 22,892,000 |
| Equity capital | 14,658,000 | 14,104,000 | 13,469,000 | 13,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,593,000 | 3,866,000 | 5,150,000 |
| Interest expense | 239,000 | 476,000 | 709,000 | 932,000 |
| Net interest income | 1,075,000 | 2,117,000 | 3,157,000 | 4,218,000 |
| Noninterest income | 124,000 | 172,000 | 192,000 | 326,000 |
| Noninterest expense | 676,000 | 1,299,000 | 1,916,000 | 2,561,000 |
| Provision for loan losses | 30,000 | 60,000 | 44,000 | 74,000 |
| Pretax income | 493,000 | 930,000 | 1,396,000 | 1,916,000 |
| Income tax | 146,000 | 271,000 | 408,000 | 565,000 |
| Net income | 347,000 | 659,000 | 988,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,741,000 | 12,048,000 | 12,369,000 | 12,742,000 |
| Total capital | 12,772,000 | 13,085,000 | 13,416,000 | 13,854,000 |
| Risk-weighted assets | 82,454,000 | 82,840,000 | 83,650,000 | 88,856,000 |