Call reports 2005
NORTHEAST SECURITY BANK — 2005
What NORTHEAST SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,709,000 | 55,731,000 | 60,295,000 | 60,515,000 |
| Total loans | 37,545,000 | 38,727,000 | 42,205,000 | 43,330,000 |
| Allowance for loan losses | 381,000 | 388,000 | 394,000 | 400,000 |
| Securities available for sale | 12,192,000 | 12,534,000 | 12,248,000 | 12,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,973,000 | 41,125,000 | 43,558,000 | 43,818,000 |
| Interest-bearing deposits | 36,298,000 | 33,479,000 | 35,660,000 | 34,730,000 |
| Noninterest-bearing deposits | 6,675,000 | 7,646,000 | 7,898,000 | 9,088,000 |
| Equity capital | 5,638,000 | 5,791,000 | 5,819,000 | 5,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,420,000 | 2,187,000 | 3,003,000 |
| Interest expense | 242,000 | 503,000 | 811,000 | 1,145,000 |
| Net interest income | 447,000 | 917,000 | 1,376,000 | 1,858,000 |
| Noninterest income | 111,000 | 225,000 | 327,000 | 413,000 |
| Noninterest expense | 379,000 | 750,000 | 1,119,000 | 1,519,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 173,000 | 380,000 | 566,000 | 730,000 |
| Income tax | 55,000 | 122,000 | 182,000 | 228,000 |
| Net income | 118,000 | 258,000 | 384,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,297,000 | 4,384,000 | 4,472,000 | 4,510,000 |
| Total capital | 4,678,000 | 4,772,000 | 4,866,000 | 4,910,000 |
| Risk-weighted assets | 38,405,000 | 40,348,000 | 42,821,000 | 44,301,000 |