Call reports 2022
HARBOR BANK OF MARYLAND, THE — 2022
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 369,532,000 | 405,679,000 | 370,677,000 | 362,596,000 |
| Total loans | 191,522,000 | 184,149,000 | 196,778,000 | 205,553,000 |
| Allowance for loan losses | 2,543,000 | 2,542,000 | 2,525,000 | 2,522,000 |
| Securities available for sale | 38,085,000 | 37,650,000 | 54,838,000 | 55,097,000 |
| Securities held to maturity | 0 | 0 | 6,998,000 | 6,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,241,000 | 352,504,000 | 320,994,000 | 320,037,000 |
| Interest-bearing deposits | 195,616,000 | 199,939,000 | 201,601,000 | 202,893,000 |
| Noninterest-bearing deposits | 138,626,000 | 152,565,000 | 119,393,000 | 117,144,000 |
| Equity capital | 25,075,000 | 36,711,000 | 35,328,000 | 35,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,749,000 | 5,497,000 | 8,553,000 | 12,029,000 |
| Interest expense | 393,000 | 830,000 | 1,377,000 | 1,965,000 |
| Net interest income | 2,356,000 | 4,667,000 | 7,176,000 | 10,064,000 |
| Noninterest income | 548,000 | 1,283,000 | 1,884,000 | 2,668,000 |
| Noninterest expense | 2,824,000 | 5,778,000 | 8,938,000 | 12,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 172,000 | 122,000 | 412,000 |
| Income tax | 13,000 | 34,000 | 55,000 | 7,000 |
| Net income | 67,000 | 138,000 | 67,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,040,000 | 39,111,000 | 39,040,000 | 39,378,000 |
| Total capital | 29,400,000 | 41,513,000 | 41,660,000 | 41,995,000 |
| Risk-weighted assets | 188,540,000 | 191,915,000 | 211,712,000 | 222,996,000 |