Call reports 2021
HARBOR BANK OF MARYLAND, THE — 2021
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 337,907,000 | 333,503,000 | 326,659,000 | 330,550,000 |
| Total loans | 215,173,000 | 204,526,000 | 186,051,000 | 193,746,000 |
| Allowance for loan losses | 2,431,000 | 2,442,000 | 2,436,000 | 2,440,000 |
| Securities available for sale | 35,275,000 | 35,323,000 | 35,904,000 | 40,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,885,000 | 276,297,000 | 280,094,000 | 288,078,000 |
| Interest-bearing deposits | 185,285,000 | 187,411,000 | 188,715,000 | 195,033,000 |
| Noninterest-bearing deposits | 88,600,000 | 88,886,000 | 91,379,000 | 93,045,000 |
| Equity capital | 20,459,000 | 24,611,000 | 25,596,000 | 25,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,256,000 | 7,947,000 | 10,293,000 |
| Interest expense | 446,000 | 881,000 | 1,300,000 | 1,707,000 |
| Net interest income | 2,273,000 | 4,375,000 | 6,647,000 | 8,586,000 |
| Noninterest income | 346,000 | 1,473,000 | 2,924,000 | 4,127,000 |
| Noninterest expense | 2,681,000 | 5,304,000 | 8,117,000 | 11,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | 544,000 | 1,454,000 | 1,688,000 |
| Income tax | 1,000 | 6,000 | 14,000 | 22,000 |
| Net income | -63,000 | 538,000 | 1,440,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,743,000 | 24,844,000 | 25,746,000 | 25,972,000 |
| Total capital | 22,971,000 | 26,937,000 | 27,761,000 | 28,234,000 |
| Risk-weighted assets | 177,935,000 | 166,991,000 | 160,648,000 | 180,533,000 |