Call reports 2020
HARBOR BANK OF MARYLAND, THE — 2020
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 282,193,000 | 327,919,000 | 327,451,000 | 322,361,000 |
| Total loans | 196,106,000 | 237,309,000 | 235,181,000 | 216,309,000 |
| Allowance for loan losses | 2,271,000 | 2,287,000 | 2,394,000 | 2,429,000 |
| Securities available for sale | 32,050,000 | 33,501,000 | 40,951,000 | 35,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,264,000 | 265,861,000 | 265,473,000 | 264,049,000 |
| Interest-bearing deposits | 191,280,000 | 184,997,000 | 186,237,000 | 180,767,000 |
| Noninterest-bearing deposits | 65,984,000 | 80,864,000 | 79,236,000 | 83,282,000 |
| Equity capital | 20,981,000 | 21,000,000 | 20,974,000 | 20,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,781,000 | 8,714,000 | 11,299,000 |
| Interest expense | 683,000 | 1,207,000 | 1,712,000 | 2,191,000 |
| Net interest income | 2,244,000 | 4,574,000 | 7,002,000 | 9,108,000 |
| Noninterest income | 507,000 | 925,000 | 1,274,000 | 1,641,000 |
| Noninterest expense | 2,633,000 | 5,284,000 | 7,941,000 | 10,577,000 |
| Provision for loan losses | 30,000 | 60,000 | 155,000 | 185,000 |
| Pretax income | 116,000 | 183,000 | 208,000 | 15,000 |
| Income tax | 0 | 0 | 2,000 | 1,000 |
| Net income | 116,000 | 183,000 | 206,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,876,000 | 20,942,000 | 20,966,000 | 20,807,000 |
| Total capital | 23,392,000 | 23,474,000 | 23,482,000 | 23,199,000 |
| Risk-weighted assets | 205,320,000 | 204,014,000 | 201,236,000 | 191,188,000 |