Call reports 2018
HARBOR BANK OF MARYLAND, THE — 2018
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 269,102,000 | 285,866,000 | 284,055,000 | 282,357,000 |
| Total loans | 212,733,000 | 218,244,000 | 222,348,000 | 216,319,000 |
| Allowance for loan losses | 2,239,000 | 2,035,000 | 2,141,000 | 2,084,000 |
| Securities available for sale | 29,460,000 | 29,269,000 | 29,008,000 | 32,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,283,000 | 223,224,000 | 221,546,000 | 219,151,000 |
| Interest-bearing deposits | 172,586,000 | 169,886,000 | 168,393,000 | 169,608,000 |
| Noninterest-bearing deposits | 53,697,000 | 53,338,000 | 53,153,000 | 49,543,000 |
| Equity capital | 19,903,000 | 20,040,000 | 19,874,000 | 20,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,847,000 | 5,954,000 | 9,279,000 | 12,541,000 |
| Interest expense | 403,000 | 919,000 | 1,523,000 | 2,153,000 |
| Net interest income | 2,444,000 | 5,035,000 | 7,756,000 | 10,388,000 |
| Noninterest income | 515,000 | 1,025,000 | 1,105,000 | 1,500,000 |
| Noninterest expense | 2,866,000 | 5,859,000 | 8,427,000 | 11,187,000 |
| Provision for loan losses | 0 | 0 | 110,000 | 110,000 |
| Pretax income | 93,000 | 201,000 | 324,000 | 591,000 |
| Income tax | 24,000 | 53,000 | 86,000 | 401,000 |
| Net income | 69,000 | 148,000 | 238,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,359,000 | 21,715,000 | 21,805,000 | 21,710,000 |
| Total capital | 23,748,000 | 23,925,000 | 24,146,000 | 23,994,000 |
| Risk-weighted assets | 215,406,000 | 222,129,000 | 226,035,000 | 220,369,000 |