Call reports 2017
HARBOR BANK OF MARYLAND, THE — 2017
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,193,000 | 252,829,000 | 253,286,000 | 265,850,000 |
| Total loans | 188,117,000 | 196,513,000 | 199,383,000 | 210,693,000 |
| Allowance for loan losses | 2,586,000 | 2,605,000 | 2,611,000 | 2,232,000 |
| Securities available for sale | 29,741,000 | 30,009,000 | 30,079,000 | 29,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,854,000 | 224,901,000 | 226,018,000 | 223,273,000 |
| Interest-bearing deposits | 166,980,000 | 164,575,000 | 165,460,000 | 168,141,000 |
| Noninterest-bearing deposits | 62,874,000 | 60,326,000 | 60,558,000 | 55,132,000 |
| Equity capital | 18,902,000 | 20,404,000 | 20,760,000 | 19,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,870,000 | 7,477,000 | 10,367,000 |
| Interest expense | 280,000 | 565,000 | 874,000 | 1,228,000 |
| Net interest income | 2,079,000 | 4,305,000 | 6,603,000 | 9,139,000 |
| Noninterest income | 497,000 | 1,011,000 | 1,658,000 | 1,978,000 |
| Noninterest expense | 2,447,000 | 5,263,000 | 7,670,000 | 10,418,000 |
| Provision for loan losses | 0 | 450,000 | 450,000 | 450,000 |
| Pretax income | 129,000 | -397,000 | 141,000 | 249,000 |
| Income tax | 51,000 | -158,000 | 53,000 | 810,000 |
| Net income | 78,000 | -239,000 | 88,000 | -561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,129,000 | 21,313,000 | 21,639,000 | 20,991,000 |
| Total capital | 22,490,000 | 23,751,000 | 24,116,000 | 23,373,000 |
| Risk-weighted assets | 188,628,000 | 194,776,000 | 197,900,000 | 211,394,000 |