Call reports 2007
HARBOR BANK OF MARYLAND, THE — 2007
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 268,985,000 | 270,075,000 | 302,475,000 | 299,189,000 |
| Total loans | 193,210,000 | 194,519,000 | 193,975,000 | 196,039,000 |
| Allowance for loan losses | 2,231,000 | 2,177,000 | 2,243,000 | 2,260,000 |
| Securities available for sale | 29,998,000 | 34,951,000 | 35,281,000 | 50,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,256,000 | 242,247,000 | 273,878,000 | 270,335,000 |
| Interest-bearing deposits | 199,588,000 | 194,970,000 | 232,396,000 | 227,874,000 |
| Noninterest-bearing deposits | 41,668,000 | 47,277,000 | 41,482,000 | 42,461,000 |
| Equity capital | 24,689,000 | 25,097,000 | 25,583,000 | 26,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,560,000 | 9,199,000 | 13,633,000 | 18,303,000 |
| Interest expense | 1,775,000 | 3,515,000 | 5,279,000 | 7,068,000 |
| Net interest income | 2,785,000 | 5,684,000 | 8,354,000 | 11,235,000 |
| Noninterest income | 415,000 | 810,000 | 1,276,000 | 1,865,000 |
| Noninterest expense | 2,318,000 | 4,654,000 | 7,076,000 | 9,597,000 |
| Provision for loan losses | 75,000 | 135,000 | 210,000 | 285,000 |
| Pretax income | 807,000 | 1,705,000 | 2,344,000 | 3,218,000 |
| Income tax | 253,000 | 540,000 | 727,000 | 842,000 |
| Net income | 554,000 | 1,165,000 | 1,617,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,070,000 | 22,525,000 | 22,831,000 | 23,431,000 |
| Total capital | 24,301,000 | 24,702,000 | 25,074,000 | 25,691,000 |
| Risk-weighted assets | 209,061,000 | 210,115,000 | 215,515,000 | 220,266,000 |
Machine access — free, no API key
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