Call reports 2005
HARBOR BANK OF MARYLAND, THE — 2005
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 234,310,000 | 242,978,000 | 246,378,000 | 256,100,000 |
| Total loans | 180,348,000 | 182,291,000 | 194,315,000 | 190,998,000 |
| Allowance for loan losses | 1,756,000 | 1,889,000 | 1,960,000 | 2,059,000 |
| Securities available for sale | 26,189,000 | 26,460,000 | 26,183,000 | 26,116,000 |
| Securities held to maturity | 32,000 | 32,000 | 31,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,230,000 | 217,905,000 | 218,200,000 | 229,845,000 |
| Interest-bearing deposits | 168,002,000 | 167,122,000 | 167,613,000 | 179,412,000 |
| Noninterest-bearing deposits | 42,228,000 | 50,783,000 | 50,587,000 | 50,433,000 |
| Equity capital | 22,527,000 | 22,918,000 | 23,064,000 | 23,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,428,000 | 7,062,000 | 10,838,000 | 15,013,000 |
| Interest expense | 646,000 | 1,415,000 | 2,292,000 | 3,343,000 |
| Net interest income | 2,782,000 | 5,647,000 | 8,546,000 | 11,670,000 |
| Noninterest income | 492,000 | 939,000 | 1,348,000 | 1,772,000 |
| Noninterest expense | 2,549,000 | 4,726,000 | 7,017,000 | 9,457,000 |
| Provision for loan losses | 120,000 | 240,000 | 350,000 | 410,000 |
| Pretax income | 605,000 | 1,620,000 | 2,527,000 | 3,575,000 |
| Income tax | 224,000 | 606,000 | 921,000 | 1,067,000 |
| Net income | 381,000 | 1,014,000 | 1,606,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,979,000 | 20,226,000 | 20,558,000 | 21,297,000 |
| Total capital | 21,735,000 | 22,115,000 | 22,518,000 | 23,356,000 |
| Risk-weighted assets | 187,529,000 | 191,250,000 | 202,638,000 | 201,498,000 |
Machine access — free, no API key
Every figure shown here about HARBOR BANK OF MARYLAND, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.